Checking Account Benefits

Surprise, different checking account benefits can reward you for your relationship with them.

Financial Tip Friday is brought to you in partnership with the 1st National Bank of Dennison

Visit any bank and learn about the different types of checking or savings accounts one can have.  If opening a new one, be sure to inquire about the differences between them.  It may be surprising some offer great rewards.

checking account benefits

Check out First National Bank of Dennison’s personal checking options with Hometown Gold with interest, Hometown Benefits, and  Community Banking.

                               

Hometown Gold

with Interest              

We reward your relationship.                      

Hometown Benefits

Benefits you’ll use.

Community Banking

Just the basics.
 
 
 
Anywhere Banking Tools 
Online Banking, mobile banking, billpay, debit card, estatement, and overdraft protection*
Anywhere Banking Tools
Online Banking, mobile banking, billpay, debit card, estatement, and overdraft protection*
Anywhere Banking Tools
Online Banking, mobile banking, billpay, debit card, estatement, and overdraft protection*
Shop local, save local with BaZing savings
Local discounts and national retailer deals to save you money on shopping, dining, travel and more. 
Shop local, save local with BaZing savings
Local discounts and national retailer deals to save you money on shopping, dining, travel and more. 
Enroll in e-statements and avoid $3 monthly paper statement fee
Receive your account e-statement notification in your email every month.
Cell phone protection¹·²
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. 
Cell phone protection¹·²
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. 
Roadside assistance
Available 24/7 and free to use, up to $80 in covered service charges.
Roadside assistance
Available 24/7 and free to use, up to $80 in covered service charges.
ID theft aid¹·²
Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration. 
ID theft aid¹·²
Includes payment card fraud resolution, $2500 in personal identity theft benefit and identity restoration. 
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.
$15,000 travel accidental death coverage²
Peace of mind for the unexpected.
$15,000 travel accidental death coverage²
Peace of mind for the unexpected.
Great interest on your checking balance
Our best checking rate when you maintain an average daily balance of $1,000.
Paper statement
Free checks
S&H not included
Maintain a $1,000  average daily balance and we’ll waive the $8 monthly fee.
Only $6 per month. Maintain $200 average daily balance and we’ll waive the $2 monthly fee.
¹Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions. 
²Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
³Subject to credit approval. 

 

Various Benefits

Many banks have different levels of checking account benefits.  Each one may have a minimum amount of money needed to be kept in there to avoid a fee or must have a direct deposit.  There can be checking accounts that have:Checking account benefits

  • Free ATM machines
  • Get a better rate on another account (CD, money market)
  • Gain a boost in points if you use their credit card actively
  • Receive free checks
  • Get a lower rate on home or auto loans
  • Online banking
  • Free bill pay
  • Mobile deposit
  • Access to online payment portals like zelle

It is really helpful to talk to a banker to find out if you can switch or open an account that may have more benefits.

Financial Tip Friday

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